Services

Our Services – Trading Mortgage Notes

At EverTrust Note Solutions, we specialize in purchasing a wide range of mortgage notes, offering note holders a fast, reliable, and hassle-free way to convert future payments into immediate capital. Whether you’re an individual with a seller-financed note or an investor holding a non-performing loan, we tailor solutions that align with your financial goals.


1. Mortgage Note Buying (Performing & Non-Performing)

Holding a mortgage note and considering a cash-out now instead of waiting years for monthly payments? At EverTrust, we buy both performing and non-performing mortgage notes, providing a competitive lump sum payout with minimal paperwork and maximum speed.

Why sell your note to us?

  • ✅ Immediate liquidity for reinvestment or personal use
  • ✅ No more managing payments, bookkeeping, or borrower follow-ups
  • ✅ Protection from borrower default and market risks
  • ✅ Fair market evaluations with no hidden fees

2. Seller-Financed Note Purchases

Sold a property using owner financing? We can help you convert that long-term income stream into an upfront cash payout. Whether you want to sell the full balance or just a portion of the note, Trading Mortgage Notes provides flexible options tailored to your financial strategy.

Ideal for:

  • Homeowners who sold their property via seller financing
  • Investors looking to exit long-term deals early
  • Estate planners needing liquidity without the delay

3. Distressed Debt & Non-Performing Note Acquisitions

Tired of chasing late payments or dealing with defaulting borrowers? Our team specializes in non-performing and distressed debt acquisitions. We’ll buy your note, manage the recovery, and relieve you of the legal and financial stress.

Benefits of selling distressed notes:

  • Avoid foreclosure and legal battles
  • Gain instant cash flow from an underperforming asset
  • Reduce financial exposure and liability
  • Focus on profitable opportunities instead

4. Partial Note Purchases

If you’re not ready to let go of your entire note, we offer partial purchases, giving you cash now for part of your note’s future income—while you retain long-term upside.

Benefits include:

  • Immediate access to capital
  • Retain a portion of your note income
  • Lower exposure to long-term risk
  • Maintain legal ownership and control

5. Commercial Mortgage Note Buying

We go beyond residential—EverTrust Note Solutions also purchases commercial notes secured by:

  • 🏢 Office buildings
  • 🏬 Retail centers
  • 🏭 Industrial & warehouse facilities
  • 🏨 Hospitality assets
  • 🏠 Multi-family complexes

Whether your commercial note is performing or non-performing, we’ll evaluate and offer a competitive solution to turn it into liquid capital.


6. Customized Note Selling Solutions

No two mortgage notes—or sellers—are alike. That’s why we work closely with each client to structure customized solutions that suit their financial needs. Whether you’re looking for:

  • Full buyouts
  • Partial payment sales
  • Tiered transaction strategies
  • Portfolio evaluations

Our experienced team will guide you through every step, ensuring clarity, security, and maximum value.


Why ChooseTrading Mortgage Notes?

  • 🔍 Transparent Process: No hidden fees, clear communication, and fast closings
  • 💰 Top Market Offers: We perform accurate valuations and make competitive offers
  • 🤝 Trusted by Investors Nationwide: A reliable partner in note disposition and acquisition
  • 🛠 Expertise You Can Count On: Real estate, finance, and legal experts on every deal
  • 🔒 Secure, Professional Transactions: Handled with care and compliance from start to finish

Ready to unlock the value of your note?
Let EverTrust Note Solutions help you take the next step.
📞 Contact us today for a no-obligation consultation and get a fair offer within 24–48 hours.